MK

Sharing Money Problems with Kids

February 2, 2016

Kids are surprisingly resilient in the face of a crisis. But even so, serious family money troubles can potentially affect a young person’s home life, education and outlook on money management down the road.
While my wife and I don’t have kids, children under the age of 10 who are particularly mature – and particularly observant – often can immediately …

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Ninth Floor

The Ninth Floor, a Powerful Film of Race Relations and History

February 1, 2016

A must see film and special interview with Selwyn Jacob!
The Ninth Floor, a powerful film of race relations and history, produced by the well known Selwyn Jacob; written and directed by Mina Shum will be shown at the Vancity Theatre, www.viff.org/ February 15-16 at 6:30 pm. Please go see the film!
The Ninth Floor was voted as one of …

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Stamp Honours Black Canadian Unit in First World War

February 1, 2016

Battalion’s men volunteered and served in face of prejudice
With their country going to war in 1914, Black Canadians stepped forward to join the fight but many were turned away because of racial prejudice. By persevering, they finally won the right to serve overseas, with hundreds of them joining a new, predominantly black unit.
Today, 100 years after the No. …

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Time For a National Conversation on Parental Choice

January 31, 2016

Diversity in education leads to positive results and every province should provide the funding to make it happen
Parents and children should be at the heart of education, not teachers or cumbersome regulation.
National School Choice Week, an initiative spearheaded by our neighbour to the south, offers a chance to highlight examples of school diversity already on offer in Canada’s …

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R

Making Phased Retirement Work for You

January 26, 2016

Phased retirement – a catchall term that describes a variety of part-time and reduced-hour work arrangements before leaving an employer for good – is gaining steam. But before you sign on, it’s important to understand how “phasing out” may affect your long-term finances.
Washington is leading the way. The federal government authorized the move for its own employees several years …

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CRA

Higher Corporate Taxes Mean Lower Wages for Workers

January 23, 2016

Governments have to realize that if they increase business taxes, ordinary Canadians pay the cost
With governments across Canada mired in persistent deficits, we have seen a surge of misguided tax increases in an attempt to close budget gaps. Often, the loudest calls are for higher business taxes, given a widely held misperception about who ultimately pays such taxes.
Critically, …

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ABS

Can You Relate: Workplace Abuse?

January 23, 2016

Title got your attention huh? Well good- it was supposed to; and I’ll wager with almost 100 % certainty, that you, or someone you know, has been abused in the workplace, and that got your full attention too! In fact, it probably got so much of your attention that you experienced sleepless nights, a loss of appetite, or if you’re …

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Keeping Your New Year’s Financial Resolutions

January 19, 2016

Whether you’re talking about diet, exercise or money, keeping New Year’s resolutions is challenging. A University of Scranton researcher noted that “weight loss” is the current reigning resolution, followed by “improve finances” at No. 2.
 
And while the study (https://www.sharecare.com/health/healthy-new-years-resolutions/article/the-resolution-solution) showed that roughly 40-46 percent were successful in their specific goal at the six-month mark, more than half gave …

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Black Business Pioneer in British Columbia Deas John Sullivan

January 19, 2016

DEAS, JOHN SULLIVAN, tinsmith and salmon canner; b. c. 1838 in South Carolina; m. 4 Sept. 1862 at Victoria, Vancouver Island, to Fanny Harris by whom he had at least eight children; d. 22 July 1880 in Portland, Ore.
John Sullivan Deas, described as a mulatto, was a tinsmith in Charleston and San Francisco before moving to Victoria, Vancouver Island, …

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FD

Growing Government Debt Danger to Canada’s Future Prosperity

January 16, 2016

Governments should use the coming budget season as an opportunity to take serious action to reverse the trend
In the coming months, the federal and provincial governments will release their annual budgets, unveiling their future tax and spending plans. Hopefully they use this opportunity to address a recent worrying trend that has governments across the country racking up heaps of …

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B.C., physician Dr. Brenda Trenholme

Cycling Across Africa!

January 16, 2016

Having just retired in November from her medical practice in Trail, B.C., physician Dr. Brenda Trenholme is ramping up her volunteering. Brenda has committed to a 12,000 km bicycle journey from Cairo, Egypt to Cape Town, South Africa, starting January 15th, to raise funds for KEEF (Kenya Education Endowment Fund). KEEF is a Vancouver based charity that supports very poor …

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Reuters

5 Things We know About Economic Inequality

January 14, 2016

And why we need to act
The extent of economic inequality – including what drives it and what to do about it – is hotly debated amongst policy makers, economists and political leaders.
What isn’t debated is its effects on certain segments of society: from health outcomes of individuals and entire communities to social cohesion, economic growth and social mobility.
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There Are Several Reasons to Oppose CPP Expansion

January 12, 2016

Current system already provides Canadians with an adequate standard of living upon retirement
News reports following the meeting of Canada’s finance ministers suggest that the brakes will put on the federal government’s plan to expand the Canada Pension Plan (CPP). As Saskatchewan Finance Minister Kevin Doherty recently noted, “the last thing we need to do right now is impose an …

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SS

Take a Close Look at Social Security in 2016

January 12, 2016

If you’re not close to retirement age, it’s easy to ignore what Social Security is doing. However, some significant announcements late last year make now a very good time to pay attention.
What follows is a summary of notable changes to Social Security at the start of 2016 and ways to ensure you’re making the right retirement planning and claiming …

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Trudeau Government Faces Challenging Economic Times in 2016

January 9, 2016

Its best response to the crisis would be to ensure responsible public finances and a competitive tax environment
The Trudeau government has a full agenda on its plate for 2016 given the global political and economic envronment, as well as its own list of election promises.
Yet, the fundamental issue that Ottawa must deal with is simple: how Canada will …

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The Aging Parent

January 9, 2016

You and I, we’re not so different. I live in Vancouver with my husband and brother. I am a real estate agent. I have no kids. I don’t know where you live, or with whom, or what you do for a living- but we have this in common: parents. Furthermore, we may have this in common: aging parents.
We are …

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black-mother-child-healthcare-doctor

Time to Put Children’s Health Care on The National Agenda

January 7, 2016

The “social determinants of health” – like adequate income, stable employment and quality education that impact health – need critical attention
Last year at a camp in southern New Brunswick I met Evan. Before turning eight, he had bounced from foster home to foster home. He was sent to camp without a bathing suit or sufficient lunch. Regardless, Evan smiled …

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Bad Economic News Just Keeps Hammering Alberta

January 6, 2016

The collapse in oil prices aggravated by Notley government’s economically damaging policies
The year 2015 was a difficult one for Alberta’s economy. First, the province was hit by a major decline in oil prices. Then, the provincial government introduced a slew of economically damaging policies, tarnishing Alberta’s reputation for providing a pro-growth tax and regulatory environment. These policies will have …

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parent-and-student

A Year-Round College-Planning Calendar for Parents and Prospective Students

January 4, 2016

Preparing your kids for college isn’t just about the money you’ve put aside for tuition, room and board. It’s about making deadlines, making the right choices and making sure your teen has the proper life and money skills to make college a success.
Consider a college-planning calendar you and your university-bound student can follow. Here are some seasonal activities to …

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Celebrate Happy New Year 2016

January 1, 2016

It’s the time of year we celebrate but are in anticipation of what the new year will bring. However; we should first stop and give gratitude for the many blessings we received throughout the​ past year and remain in hope that many more blessings will come​ in the New Year 2016.

We all know the challenge of integration which …

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5 Ways to be Charitable on a Budget

December 30, 2015

If you’ve ever wondered if you can be charitable with only a few extra dollars in your wallet or a little bit of free time, the answer is yes. You just have to get a little creative.
In the Chronicle of Philanthropy’s latest analysis of charitable giving, it appears people who earned less were giving more. Based on state-by-state tax …

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Create a Financial Calendar for the New Year

December 29, 2015

 
When was the last time you made a financial resolution on New Year’s Eve? If you can’t remember, you’re in good company.
The Allianz Life Insurance Company of North America’s annual New Year’s resolutions survey (https://www.allianzlife.com/about/news-and-events for 2014 reported that 49 percent of respondents said that health and wellness were their first priorities for the coming year, up from …

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Why Canadians Need to be Have End of Life Conversations

December 28, 2015

People who have end of life conversations with their doctors and family members are much more likely to be satisfied with their care
Canadians are likely to have many important conversations with their loved ones over the holidays, but probably most won’t talk about what should happen in the event they can no longer speak or make medical decisions for …

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Family Celebrations

Graceful Celebrations

December 23, 2015

Almost everyday our local and national news all around the world reports on new born family stories of Mothers giving birth along the roadside, in trains, airplanes, buses,inside fire trucks, and on boats; this being a reminder that nothing will prepare you for perfect family stories.
This was also the humble and genuine story of Christmas a family celebration of …

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Family Income Splitting

December 21, 2015

There are two reasons why income splitting in Canada can reduce the family’s tax burden:
1. Canada’s tax system is based on graduated tax rates; and
2. Everyone in Canada has a tax-free basic exemption amount.
A graduated tax rate system basically means that the tax rate increases as taxable income increases.. Furthermore, each Canadian resident can earn approximately $7,800 …

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