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Homebuyer Education: The First Step to Buying a Home

June 24, 2016

How well do you really understand the homebuying process? Taking a qualified homebuying class will do more than teach you how to get a mortgage or pull together a down payment. It will help you determine the amount of home you can afford without endangering other lifetime financial goals.
If you think this training is just for first-timers, think again. …

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Health-Care Funding Reform Needed to Address Aging Population

June 23, 2016

Why we need a publicly funded insurance program for home care and long-term care
Funding home care and long-term care is fast becoming the main challenge of our outdated medicare system.
The system was developed in the mid-20th century for a young population that mostly required acute care from hospitals and physicians. But that need is changing rapidly with our …

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Expanding CPP Won’t Help Financially Vulnerable Seniors

June 23, 2016

Some low-income seniors could end up with a lower net income because it could result in a reduction in other government-provided transfers
TIME SENSITIVE 
Federal Finance Minister Bill Morneau will be meeting with his provincial counterparts today to discuss expansion of the Canada Pension Plan (CPP) – a move that would involve increasing mandatory contributions (payroll taxes) on working …

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How to Research and Reduce Healthcare Costs

June 18, 2016

Whether you’re planning a future procedure or navigating care after a sudden illness or accident, smart consumers have a plan in place to avoid hidden costs and billing errors common to our ever-changing healthcare system. You should too.
The Affordable Care Act (http://www.hhs.gov/healthcare/) (ACA) made it possible for all Americans to get some form of healthcare coverage regardless of their …

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Free Speech is Essential on Our Public University Campuses

June 18, 2016

The B.C. Court of Appeal has ruled that students don’t have the right of free speech on campus

Canada’s Charter of Rights and Freedoms does not protect university students’ right to free expression on campus, according to the B.C. Court of Appeal. It is a ruling that deserves to be challenged.

The ruling was …

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Canada's population is aging.

Preparing The Health Workforce for An Aging Population

June 16, 2016

The health needs of seniors are getting more complicated as people live longer, and we need a workforce that can keep up
We know Canada’s population is aging. In 2015, the proportion of seniors surpassed that of youth under 15 for the first time. And the gap will continue to widen over the next 20 years. But who will look …

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Housing

The Forgotten Ones : Renters

June 16, 2016

With so much of the attention focused on Victoria’s tent city and Vancouver’s skyrocketing home prices in the housing debate, one group is left hollering “hey, what about us?”
Last Sunday, The Province newspaper published “Squeezed out: Renters losing homes as Lower Mainland owners cash in on hot market.”
Good article. What really hit home, though, were the comments posted …

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The Case For Human Rights in China

June 16, 2016

Disdain for human rights has institutionalized inequality in the Chinese workplace, with negative consequences for western workers
Nothing illustrates the vast differences between China and the West like the thorny issue of human rights.
Protecting and advancing basic human rights is central to western civilization. In China, individual rights are sacrificed to the imperatives of the state.
Canadians were reminded …

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Health

Time to Rethink Health-Care Policy For The Elderly

June 13, 2016

We need an integrated system for older adults that increases the quality and continuity of care
We need to revisit conventional thinking on health-care services for seniors so the system is sustainable for all Canadians.
To do that, we need to overcome a number of misperceptions.
First, there is a belief that a growing seniors population will result in runaway …

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Anyone Can Make Mistakes With Estate Matters – You Don’t Have To

June 12, 2016

Adulthood brings certain financial responsibilities like the building of budgets, bank accounts and proper insurance. It’s surprising how few consider a proper estate plan part of that essential mix.
In fact, a recent ABCNews poll (http://abcnews.go.com/Business/story?id=86992) found that only about 50 percent of Americans have created a will and significantly fewer have created the supporting estate documents like a living …

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CRTC Canada

CRTC at A Crossroads

June 11, 2016

The CRTC will either have to start regulating streaming services or desist from regulating the broadcasting sector
The regulation of Canada’s broadcasting sector by the CRTC is at a crossroads. Technological change, especially the proliferation of streaming video over the Internet, or so-called over-the-top (OTT) broadcasting, is seriously challenging the viability of the regulatory model that’s been in place for …

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Martyn Brown Former chief of staff to then-Premier Gordon Campbell

Martyn Brown Telling it like it is

June 10, 2016

Former chief of staff to then-Premier Gordon Campbell, Martyn Brown made some refreshingly candid comments about B.C.’s political financing culture on Shaw TV’s Voice of B.C. the other day.
“No corporation, no industry, no union gives the level of money that they give to politicians without expecting special consideration in return, and they do get it,” Brown said.
“For the …

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Vancouver

Vancouver a World Leader for Cost of Doing Business

June 9, 2016

When it comes to the cost of doing business, Vancouver is one of the top-ranked major cities among mature markets around the world.
This finding comes from the 2016 Competitive Alternatives study, conducted every two years by professional services firm KPMG. The study compares 26 business costs including labour, real estate, transportation and utilities, as well as other competitiveness factors …

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Bridging The Assisted Suicide Divide

June 9, 2016

The dynamics of inducement are at the heart of disability rights groups’ urgent calls for a cautious approach to medically-assisted death
For some of us, the book of life will close abruptly. A sudden pop, crunch or snap, and we’ll be gone. Perhaps some body part or system will betray us, utterly and fatally, in an otherwise banal moment of …

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Over-Medication of Seniors

Combating The Over-Medication of Seniors

June 3, 2016

Seniors are particularly vulnerable to the effects of too many prescriptions

Working aggressively to reduce their daily medication burden may be the single best thing we can do to improve the quality of life of our aging parents and grandparents.The issue of too much medication in Canadian seniors is finally starting to be recognized as the serious problem …

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Dean Duperron

Conversation with Dean Duperron President and CEO of the Duperron Group of Companies

May 31, 2016

I think of myself as being blessed and fortunate in my life. I had the opportunity to experience life both as an impoverished and successful person and have the privilege of influencing and helping people change their life. As the Chinese proverb says if you want to plan for one year plant rice, if you want to plan for ten years plant trees if you want to plan for a century educate people.

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Young couple calculating their domestic bills at home

Building a Financial Emergency Kit for Your Family

May 31, 2016

What would a sudden financial emergency be in your life? It could be a storm causing massive property damage to your home. It could also be something more personal, like an accident that would cut off your ability to make a living.
Whatever it is, if someone else had to step in to help you in an emergency situation, it’s …

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Teach Money Skills to Your Middle Schooler This Summer

May 25, 2016

According to a 2014 University of Michigan Study, the average high school senior – who may already be juggling a part-time job in addition to their schoolwork– knows little about saving or proper money management.
In fact, they spend most of what they earn on entertainment and clothing – a pretty bad precedent for young adults heading off to college …

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Teaching Jobs in career

Good Teachers Matter More Than Small Class Size

May 25, 2016

Reducing class sizes is a costly initiative with little payback
Prince Edward Island opposition MLA Sidney MacEwen made headlines earlier this month when he challenged the government to enforce class-size limits. But the evidence shows such a move is costly and relatively fruitless in terms of academic gain.
MacEwen, a Progressive Conservative, zeroed in on supposedly large kindergarten classes and …

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Reflection Time Photo By TAN

Searching For Meaning of Life

May 22, 2016

Given the fact of what is happening around us and the world everyday we need to stop and ask these questions to ourself:
Have we learnt anything as humans from century to century? If not; then when will we learn? What is the meaning of life anyway?
In every given second of every hour in every day or night human …

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multicultural

Joining Your Friend’s Wedding Party Without Going Broke

May 19, 2016

If a close friend or family member is getting married it’s an honor to be asked to join the wedding party. However, if your budget is tight because you’re saving up for a financial goal, paying off bills or have had a recent financial reversal like the loss of a job, you might need to do some thinking before you …

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House

Comprehensive Approach Needed to Fix Metro Vancouver Housing Crisis

May 18, 2016

Study :  (Vancouver) A new study finds Metro Vancouver’s growing housing affordability crisis is widening the gap between the rich and poor, and requires a multi-pronged response that would restrict absentee ownership, increase affordable housing supply for both new owners and renters, and make property taxes fair.
“The housing crisis is top of mind for most people,” says Marc Lee, …

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CHRISTY-CLARK

B.C. Needs to Step Up its Game on Innovation

May 18, 2016

A nimble economy requires innovation in such areas as tax policy, an educated workforce and immigration policy
The economic and business environment in which British Columbia operates is shifting and changes are necessary if the province is to remain vibrant.
A number of trends are transforming the global economy. The principal forces identified by the McKinsey Global Institute are: urbanization, …

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ICTs key to Transforming Education in Africa

May 18, 2016

International experts in the education sector have called for the uptake of information and communication technologies (ICTs) in the education sector for the region to transform its education system.
Speaking during the first of a three-day United Nations Education, Scientific and Cultural Organisation (UNESCO) cross-country workshop for the finalization of the country project documents of the UNESCO-Korean Funds-in-Trust (KFIT) project …

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VVV

Houston Provides Affordable Housing Example for Vancouver

May 15, 2016

Reducing red tape allows for innovative solutions to housing for growing populations,  ultimately lowering housing costs

A recent Wall Street Journal article featured a number of cities that stand out, giving well-deserved praise to Vancouver’s walkable urban landscape. But while Vancouver continues to become even more pedestrian friendly, a much bigger problem is going unsolved. Growing …

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